Corporate health insurance plays a big role in the worldwide health insurance industry, and is the primary form of health cover in many jurisdictions. Along with private health insurance policies taken out by families and individuals, employee health insurance forms the backbone of the wider health insurance sector. Health insurance is a form of risk management where individuals pay ongoing premiums in order to protect themselves against the possibility of any financial loss that is related to health and medical expenses.

In the case of business or employee health insurance policies, these ongoing premiums are subsidised by an employer and related to the salary of the employee. There are a number of different forms of employee health plans, some which offer a small contribution , others which pay the entire health policy while the person is employed, and others which also provide retirement provisions. Health insurance is used throughout the world, and is one of the most common types of insurance cover along with life insurance, property insurance, and auto insurance. However, unlike these other forms of insurance, health insurance differs widely in different jurisdictions, mostly based on its relationship to the healthcare system in a particular country or area.

For example, the healthcare system in the United States of America is mostly privately funded, with individuals needing to pay for their own care and medication. Because this is the case, employee funded healthcare programs are much more common in the US, and most professional and semi-professional positions include dedicated health insurance protection. In contrast to this, employee health insurance is used less often throughout other parts of the world, although it is still popular with many businesses who are looking to provide their employees with peace of mind.

Business related employee health insurance is less common when there is a dedicated public healthcare system, as any employees who are permanent residents of a country are mostly covered anyway. This is the case throughout much of the world, including the United Kingdom, Australia, New Zealand, Europe, and parts of Asia. However, no matter how common it is, employee health insurance plays a major role in the protection of employees around the world, where it works alongside public healthcare and private health insurance policies to provide people with the best protection possible.